Vancity Savings Credit Union offers a comprehensive suite of wealth management services tailored to investors at every stage of their financial journey. Whether you are just beginning to build your savings, require complex retirement planning through Aviso Wealth, or need discretionary portfolio management via Vancity Investment Management (VCIM), the credit union provides expert, personalized guidance.
A standout feature of Vancity's approach is its deep commitment to Socially Responsible Investing (SRI). By integrating strict Environmental, Social, and Governance (ESG) criteria into their funds, Vancity ensures that your wealth grows while simultaneously funding climate initiatives, local community projects, and businesses that prioritize sustainable development.
How to Access and Link Your Wealth Accounts Online
Follow this exact sequence to link your external Aviso Wealth investment accounts to your main Vancity digital banking dashboard:
- Navigate to the official Vancity homepage and click the Log in button at the top right corner.
- Enter the last 10 digits of your MEMBER CARD and your Personal Access Code (PAC).
- From your main account dashboard, scroll to the Investing section and select Aviso Wealth.
- Click the Link Accounts option and enter the first six digits of your Aviso Wealth Client ID (without hyphens).
- Review your pre-populated personal details and click Continue to instantly sync your investment balances.
Vancity Wealth Management Service Tiers
| Category | Details |
|---|---|
| Save & Grow | Introductory planning utilizing socially responsible mutual funds and term deposits to build a strong financial foundation. |
| Grow & Optimize | Designed for portfolios between $100,000 and $350,000, offering holistic planning and tax-advantaged wealth strategies. |
| Optimize & Beyond | Advanced wealth management for complex estates over $350,000, providing access to actively managed pooled funds. |
| Vancity Investment Management (VCIM) | Discretionary, professional portfolio management customized for high-net-worth individuals and institutions with over $500,000. |
Troubleshooting Common Access Pain Points
- Multi-Factor Authentication (MFA) Delays: If you are not receiving your secure login code via SMS, ensure your mobile carrier allows shortcode messaging. You can bypass this delay by requesting the code via an automated voice call to your registered landline or mobile device.
- Browser Cache Errors: If you successfully link your investment account but cannot see the updated balances on your dashboard, clear your browser's cache and cookies. Logging out and logging back in usually resolves this common display error.
- Locked MEMBER CARD ID: Entering an incorrect PAC multiple times will automatically lock your digital profile. Digital unlocking is not permitted for security reasons; you must contact the Vancity Member Services Centre directly by phone to verify your identity.
Wealth Management Efficiency Hack
Pro-Tip: Consolidate your financial overview by linking all your Aviso Wealth and Qtrade Direct Investing accounts directly into your Vancity Online Banking dashboard. This eliminates the need to log into multiple platforms to check your net worth, allowing you to monitor your daily chequing and long-term registered retirement savings plans (RRSPs) in a single, secure session.
Frequently Asked Questions
What is Vancity Investment Management (VCIM)?
VCIM is a specialized subsidiary of Vancity that provides discretionary portfolio management for high-net-worth individuals, foundations, and unions with investable assets exceeding $500,000, focusing heavily on rigorous ESG screening and sustainable investments.
Are Vancity wealth management services available on the mobile app?
Currently, the feature to view linked external investment accounts, such as those managed through Aviso Wealth, is only supported on the desktop version of Vancity Online Banking and cannot be viewed within the Vancity Mobile App.
Did Credential Securities change its name at Vancity?
Yes. Effective April 2024, Credential Securities and Credential Asset Management officially merged and rebranded under the name Aviso Wealth, which continues to provide comprehensive financial planning and mutual funds to Vancity members.
