Bank details of Bank Of Montreal

Find the verified Bank Of Montreal routing details needed for secure transfers. Below are the essential Institution Number (001), Transit numbers, and SWIFT codes required for Canadian domestic EFT (direct deposits) and international wire payments.

How to correctly fill out a transfer form

BMO (Bank of Montreal) is Canada's oldest bank and uses the institution code 001. For domestic payments within Canada, you will need to combine this with your 5-digit transit number, which represents your home branch. For international wire transfers coming from abroad, the SWIFT code BOFMCAM2 is the primary identifier.

Examples of filling out a transfer:

Domestic EFT Transfer:
Recipient: Jane Doe
Institution Number: 001 (public bank identifier)
Transit Number: 00001 (public bank identifier)
Account Number: ****1234 (example)
Note: BMO account numbers are typically 7 digits long.

International Wire Transfer:
Beneficiary Bank: Bank of Montreal
SWIFT Code: BOFMCAM2 (public bank identifier)
Recipient Account: Account ending 9988
Bank Address: 100 King St. W., Toronto, ON M5X 1A1, Canada

Tips for filling out the form

• Transit Format: In some forms, you might be asked for a 4-digit transit number; if so, BMO users should usually omit the leading zero of their 5-digit code.
• For wires from the USA, BMO often uses an intermediary bank; check with your specific branch if "Final Credit" instructions are required.
• Use BMO's Digital Banking to generate a "Void Cheque" PDF for error-free direct deposit setup.

FAQ

Question: What is the BMO routing number for direct deposit?

Answer: Your BMO routing number consists of "0" + Institution Number (001) + your 5-digit Transit Number. Total 9 digits.

Question: Does BMO have different SWIFT codes for different provinces?

Answer: No, BOFMCAM2 is the universal SWIFT code for Bank of Montreal operations across all of Canada.