Bank details of Vancity Community Investment Bank (VCIB)

Find the verified Vancity Community Investment Bank (VCIB) routing details needed for secure transfers. Below are the essential Institution Number (809), Transit numbers, and SWIFT codes required for Canadian domestic EFT (direct deposits) and international wire payments.

How to correctly fill out a transfer form

Vancity Community Investment Bank (VCIB) is a values-driven Schedule 1 bank owned by Vancity Credit Union. For domestic transfers (EFT) to VCIB accounts, use the institution code 809. As a digital-first commercial bank, they use specific routing for their business and investment clients.

Examples of filling out a transfer:

Domestic EFT / Business Payment:
Recipient: VCIB Client Name
Institution Number: 809 (public bank identifier)
Transit Number: 00040 (central operations)
Account Number: ****7788 (example)

International Wire Transfer:
Beneficiary Bank: Vancity Community Investment Bank
SWIFT Code: CTZNCA8V (public bank identifier)
Bank Address: 1210-130 Adelaide St W, Toronto, ON M5H 3P5

Tips for filling out the form

• Do not confuse VCIB (809) with the main Vancity Credit Union branches in BC if you are dealing with Toronto-based commercial accounts.
• VCIB specializes in social and environmental lending; when sending funds for loan repayments, include your loan reference number in the description.
• You can verify your specific 9-digit routing number by contacting your VCIB account manager.

FAQ

Question: Is VCIB the same as Vancity Credit Union?

Answer: VCIB is a subsidiary of Vancity, but it is a federal bank. It uses the same institution number (809) but different transit numbers for its specialized operations.

Question: Are VCIB deposits insured?

Answer: Yes, as a Schedule 1 bank, VCIB is a member of the CDIC.