BMO customers in Canada can enjoy the convenience of secure, contactless payments by linking their BMO debit or credit cards to Samsung Pay (now part of Samsung Wallet). Occasional promotional offers, such as statement credits or bonus points, may be available when activating Samsung Wallet with a BMO card for users who activate their mobile wallet and complete qualifying transactions.
Using Samsung Pay with your BMO account ensures a high level of security through tokenization and biometric authentication. Whether you are shopping in-store or online, you can leave your physical wallet behind while still earning the full rewards associated with your BMO MasterCard or Debit Card.
Current BMO Samsung Pay Offer Details
| Category | Details |
|---|---|
| Eligibility | Valid for BMO Personal Credit Cards and Debit Cards. |
| Offer Type | Varies by season (e.g., Statement credits or bonus points). |
| Platform | Available on Samsung Wallet for compatible Galaxy devices. |
| Security | Encrypted tokenization and Knox security integration. |
How to Set Up BMO on Samsung Pay
Follow these steps to activate your BMO card and access current offers:
- Open the Samsung Wallet (Samsung Pay) app on your Galaxy device.
- Tap the + icon or Add Card button.
- Select Add payment card and scan your physical BMO card or enter the details manually.
- Agree to the BMO Terms of Service for mobile payments.
- Verify your identity via the BMO Mobile Banking app or by entering a one-time code sent via SMS.
- Once verified, your card is ready for Tap to Pay transactions.
Pro-Tip: Set your BMO card as the "Default Card" in your Samsung Wallet settings to ensure you never miss out on earning points during a quick checkout.
Troubleshooting Common Setup Issues
If you encounter difficulties during the registration process, consider these common solutions:
- MFA Verification: Ensure the phone number on your BMO Profile matches your current device to receive the required Multi-Factor Authentication codes.
- Locked ID/Access: If your card is flagged for security, you may need to call the number on the back of your card to authorize mobile wallet provisioning.
- App Errors: Ensure your Samsung Wallet app is updated to the latest version via the Galaxy Store to prevent compatibility bugs.
Efficiency Hack: Faster Verification
To make the process safer and faster, perform the setup while logged into the BMO Mobile Banking app. Most modern BMO cards allow for "In-App Provisioning," which pushes your card data directly to Samsung Wallet without requiring manual entry or waiting for an SMS code, significantly reducing the risk of intercepted data.
Frequently Asked Questions
Do I still earn BMO Rewards or Air Miles using Samsung Pay?
Yes. When you pay with Samsung Pay, you earn the exact same rewards, points, or miles as you would if you swiped or tapped your physical BMO card.
Is there a fee for using BMO cards with Samsung Pay?
No, BMO does not charge any additional fees for using Samsung Pay. However, standard transaction limits and account fees associated with your specific banking plan still apply.
What should I do if I lose my phone?
Use Samsung's Find My Mobile service to remotely lock or erase your Samsung Wallet. Since your actual card number is never stored on the device, your physical card remains safe and does not necessarily need to be cancelled unless it is also lost.
