While digital payments are the norm in Canada, personal cheques remain essential for specific transactions such as paying rent, making large down payments, or providing a void cheque for direct deposit setup. The Bank of Montreal (BMO) provides a secure, integrated process through its partner, Davis + Henderson (D+H), allowing you to customize and order cheques directly from your digital banking dashboard.
Ordering cheques through BMO’s verified portal ensures that your transit, institution, and account numbers are perfectly formatted to meet Canadian clearing standards. Whether you are placing your very first order or simply reordering a new book for an existing account, the process is designed to be completed in just a few minutes without a branch visit.
BMO Cheque Ordering Details
| Category | Details |
|---|---|
| Standard Pricing | Fees vary by style; often waived for Premium Plan account holders. |
| Delivery Time | Standard shipping typically takes 7 to 10 business days. |
| Customization | Choose from various styles, including duplicates for record-keeping. |
Algorithm: How to Order Cheques via BMO Online
- Step 1: Sign in to BMO Online Banking using your Client ID and secure password.
- Step 2: Select the specific Chequing Account you wish to order cheques for from your dashboard.
- Step 3: Click on the Account Services tab and select the Order Cheques link.
- Step 4: You will be securely redirected to the D+H (Davis + Henderson) website; verify your mailing address and select your cheque style and quantity.
- Step 5: Review the order summary and click Submit. The cost will be automatically deducted from your BMO account.
Pro-Tip: If you only need banking details to set up a direct deposit and don't actually need physical cheques, do not order a full book. This efficiency hack allows you to download a Void Cheque (Direct Deposit Form) for free as a PDF from the "Account Services" menu, saving you both time and the cost of an order.
Troubleshooting Common Order Issues
- MFA Verification Failure: If you cannot log in to access the ordering portal because the 2-Step Verification code isn't arriving, check your cellular signal or opt to receive the code via an automated voice call to your registered phone number.
- Browser Redirection Errors: Since the BMO portal redirects you to an external partner site (D+H), ensure your browser's pop-up blocker is disabled. If the page fails to load, try clearing your browser cache or using an Incognito window.
- Locked BMO ID: If you enter your password incorrectly while trying to place an urgent order, your digital profile may lock for security. Use the Forgot Password link to reset your credentials using your card details and identity questions to regain access immediately.
Frequently Asked Questions
Can I order cheques through the BMO Mobile App?
While the BMO Mobile App allows you to view account details, the full cheque ordering and customization process is best handled through BMO Online Banking via a desktop browser to ensure full compatibility with the reorder portal.
How do I change the address printed on my BMO cheques?
You must update your primary mailing address in your BMO profile before placing your cheque order. If you have recently moved, navigate to "My Profile & eDocuments" to update your address first, ensuring your new cheques are printed with the correct information.
