Bank details of UNI Financial Cooperation

Find the verified UNI Financial Cooperation routing details needed for secure transfers. Below are the essential Institution Number (829), Transit numbers, and SWIFT codes required for Canadian domestic EFT (direct deposits) and international wire payments.

How to correctly fill out a transfer form

UNI Financial Cooperation is a major financial institution in New Brunswick. To send a domestic transfer (EFT) to a UNI account, you must use the 3-digit institution code 829. Since UNI operates as a cooperative, ensuring the correct combination of your 5-digit branch transit and account number is vital for accurate delivery.

Examples of filling out a transfer:

Domestic EFT / Direct Deposit:
Recipient: John Doe
Institution Number: 829 (public bank identifier)
Transit Number: 00001 (central) or your local 5-digit branch code
Account Number: ****5566 (example)

Tips for filling out the form

• UNI accounts are often identified by a "Foli" number. In electronic forms, ensure you use the full account format provided in your UNI mobile app.
• For international wires, use the SWIFT code CPACCA22. This routes payments through their central clearing system in Acadieville/Caraquet.
• If you are setting up a government direct deposit (CRA), a pre-filled form is available in the UNI online portal under "Documents".

FAQ

Question: What is the UNI institution number?

Answer: The institution number for UNI Financial Cooperation is 829.

Question: Is UNI covered by deposit insurance?

Answer: Yes, UNI is a member of the FDIC (Financial Corporation of New Brunswick), which provides deposit protection for members in the province.