Bank details of Capital One Bank

Find the verified Capital One Bank routing details needed for secure transfers. Below are the essential Institution Number (323), Transit numbers, and SWIFT codes required for Canadian domestic EFT (direct deposits) and international wire payments.

How to correctly fill out a transfer form

Capital One Bank (Canada Branch) is primarily a provider of credit cards like the "Guaranteed Mastercard". To pay your credit card balance via Electronic Funds Transfer (EFT) or to set up a direct debit, use the institution code 323. All electronic payments are processed centrally through their North York/Toronto hub.

Examples of filling out a transfer:

Domestic EFT / Bill Payment:
Recipient: Capital One Bank
Institution Number: 323 (public bank identifier)
Transit Number: 00001 (public bank identifier)
Account Number: ****8899 (Your 16-digit credit card number)

Tips for filling out the form

• Most customers find it easiest to pay Capital One by adding them as a "Bill Payee" in their own bank's app using their credit card number.
• For direct payments from a Capital One account (where applicable), ensure the 323 code is used to distinguish it from other credit card issuers.
• Capital One Canada is a member of the CDIC, providing protection for eligible deposits.

FAQ

Question: What is the routing number for Capital One in Canada?

Answer: The full 9-digit routing number for electronic transfers is 032300001.

Question: Can I receive a wire transfer on my Capital One credit card?

Answer: Credit cards are for payments only; they are not designed to receive traditional wire transfers from abroad.