Bank details of RBC Royal Bank

Find the verified RBC Royal Bank routing details needed for secure transfers. Below are the essential Institution Number (003), Transit numbers, and SWIFT codes required for Canadian domestic EFT (direct deposits) and international wire payments.

How to correctly fill out a transfer form

RBC Royal Bank is Canada's largest financial institution. For any domestic transfer (EFT), you must use the 3-digit institution number 003. If you are setting up a direct deposit or a pre-authorized debit, combining this with your specific 5-digit branch transit number is essential for successful routing.

Examples of filling out a transfer:

Domestic Transfer (EFT):
Recipient: Jane Doe
Institution Number: 003 (public bank identifier)
Transit Number: 00001 (public bank identifier)
Account Number: ****1234 (example)
Payment Purpose: Monthly Salary

International Wire Transfer:
Bank Name: Royal Bank of Canada
SWIFT Code: ROYCCAT2 (public bank identifier)
Account Number: 000011234567 (Transit + Account format)
Currency: CAD/USD

Tips for filling out the form

• For international wires, RBC often requires the transit number to be prefixed to the account number (making a 12-digit string).
• Use RBC’s "Online Banking" to download a pre-filled Direct Deposit form (Form 607) to avoid manual errors.
• Double-check if your branch has moved; RBC frequently consolidates older branches which might change your transit number.

FAQ

Question: What is the RBC transit number for Toronto head office?

Answer: The main transit number for RBC's central operations is 00001, though personal accounts will have a unique code based on their home branch.

Question: Does RBC charge for incoming international wires?

Answer: Yes, RBC typically charges a fee (approx. $15 CAD) for receiving international wire transfers, which is deducted from the incoming amount.